We will have fall foods to sample, fall wreaths and arrangements, beautiful new burlap pillows by Angie Duke, hand embroidered pillows by Evelyn Argo, handmade jewelry by Angie Duke, Chandler Cartozza and Pat ‘Connor, wonderful machine embroidery and handmade baby items by Sarah Winland, handmade baby toys by Pat Pruitt, adorable fall wooden creations by Kathy Helms, beautiful hand crocheted items by Jan Bratcher, matted prints of original drawings and angel folk art by Carol Neal and of course, my hand painted canvases. These expenses can add substantially to the cost of your loan, especially if you ultimately borrow little from your credit line. Putting less down often, but not always, requires you to pay private mortgage insurance (PMI) , which increases your monthly housing cost but is tax deductible. These may include the appraisal fee, loan fees, attorney’s fees, inspection fees, and the cost of a title search.
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